Ride today. Own it for real.

Join thousands of drivers building their income while working towards owning their own vehicle. Every weekly payment moves you closer to owning it outright — no hidden balloon payment, no surprises.

Apply to ride See how it works

Drive more than a vehicle. Build your future.

At 10th Gear, we make it easier for drivers and fleet operators to succeed. Whether you're starting as a courier, expanding your fleet, or working towards owning your own vehicle, we provide the financing, support, and opportunities you need to grow.

Our flexible rent-to-own model allows you to start earning immediately while paying for your vehicle over time. With transparent pricing, no hidden charges, and dedicated operational support, every payment brings you closer to ownership.

Beyond financing, we help you stay on the road with vehicle insurance, GPS protection, maintenance support, and access to earning opportunities through our logistics and mobility partners.

Start driving. Start earning. Start building your future with 10th Gear.

Insured from day one

GPS-protected

Maintenance support

10th Gear branded courier rider on a motorcycle with a green rear delivery box

More than a vehicle. A partner for growth.

At 10th Gear, we do more than provide vehicles. We equip drivers and businesses with the tools, opportunities, and support they need to earn consistently, grow sustainably, and build long-term wealth.

Just getting started

RENTEDOWNED

Track Your Journey

Every payment moves the needle. Literally.

Drag the slider to see what your dashboard looks like at any point in the plan — from your first week riding to the day the vehicle is fully yours.

Sign up & start riding

You take the vehicle out and start earning the same day your agreement is signed.

Pay weekly, watch it build

Every payment is logged against your balance — check it any time, no waiting for a statement.

Own it outright

Complete your plan and the vehicle's title transfers fully into your name. No final lump sum.

Eligibility

What you'll need to apply.

Valid means of ID (national ID, driver's licence, or voter's card)
A guarantor who can vouch for you
Minimum age of 21, and a valid rider's licence
Willingness to complete a short onboarding & safety orientation

Check if I qualify

10th Gear branded motorcycle, studio product shot in black and green

Built For The Road

The streets you already know, the vehicle now yours to keep.

10th Gear branded rider at Oba Akran Avenue, Ikeja

IKEJA / ALAUSA

SURULERE

10th Gear branded rider heading towards Victoria Island

VICTORIA ISLAND / LEKKI

FAQs

Questions riders ask us most.

Can't find what you're looking for? Reach out to our team and we'll walk you through it.

Apply Now

Your next vehicle is one form away.

Tell us a bit about yourself and the kind of work you do. Our team will reach out to walk you through eligibility, available vehicles, and your weekly plan.